FEMA Hazard Mitigation Assistance and BRIC: How Local Governments Apply
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How we wrote this: A plain-English summary of FEMA's Hazard Mitigation Assistance and BRIC pages, checked October 29, 2026. General information, not legal or audit advice; your award terms and agency guidance control.
The HMA family
FEMA's Hazard Mitigation Assistance (HMA) provides grants to reduce disaster losses, before and after disasters. The programs on FEMA's HMA page include:
| Program | What it funds |
|---|---|
| Building Resilient Infrastructure and Communities (BRIC) | Pre-disaster mitigation that strengthens infrastructure and reduces natural-hazard risk, for states, territories, tribal nations and local governments |
| Flood Mitigation Assistance (FMA) | Reducing repetitive flood damage to buildings insured by the NFIP |
| Hazard Mitigation Grant Program (HMGP) | Mitigation plans and rebuilding after a presidentially declared disaster, including HMGP Post Fire |
| Pre-Disaster Mitigation (PDM) | Planning and cost-effective risk reduction (Stafford Act Section 203) |
| Safeguarding Tomorrow Revolving Loan Fund | Capitalization grants to states and tribes for mitigation loans to local governments (Section 205) |
| Swift Current | Mitigating NFIP-insured buildings after a flood-related major disaster |
Several HMA programs are offered through a NOFO; see how to read a NOFO.
How local governments apply
Local governments generally apply as subapplicants through their state, tribe or territory hazard mitigation office, the "applicant level." Applications go through the FEMA GO portal. Contact your state hazard mitigation officer early. FEMA's HMA Guide covers the application process for four of these programs.
BRIC status (from FEMA's BRIC page)
- FEMA published the FY 2024–25 BRIC funding opportunity on March 25, 2026, with $1 billion available.
- The subapplication deadline was 3 p.m. ET, July 23, 2026. The period is closed, and FEMA is reviewing submissions.
- Subapplications from the January 2025 opportunity will not be reviewed.
Check FEMA's page for selections and future cycles.
Tips
- Keep your hazard mitigation plan current, and talk to the state about project ideas well before a NOFO opens.
- Build the benefit-cost analysis early. FEMA runs a BCA Helpline.
- Plan for match and post-award reporting.