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Small Business Basics

Small Business Grants from SBA: What Exists, What Doesn't, and Where to Look

By Web Asset House Studio ·

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How we wrote this: A plain-English summary of the U.S. Small Business Administration's grants page, checked October 29, 2026. Programs and deadlines change; check SBA and Grants.gov.

The short answer

SBA says plainly: "SBA does not provide grants for starting and expanding a business." Its grants are limited and target specific purposes. For most owners, funding comes from loans, investors or revenue; plan for that in your business plan.

What SBA grants do exist

Program Who it's for
SBIR (Small Business Innovation Research) and STTR (Small Business Technology Transfer) Small businesses doing scientific research and development that meets federal R&D goals and could be commercialized; see SBIR.gov
STEP (State Trade Expansion Program) Awards go to state and territory governments, which then help established small businesses export, for example with trade show costs
FAST partnerships Organizations running state or regional programs that boost SBIR/STTR proposals
PRIME Nonprofit microenterprise development organizations; announced on Grants.gov, usually in April or May
Manufacturing and entrepreneurship grants Nonprofits, SBA Resource Partners and educational organizations that provide training and counseling

Watch for grant scams

SBA only emails from addresses ending in @sba.gov. Someone promising a "free government grant" for a fee is a red flag; see common scams.

Where else to look

Related: start-up costs deduction, hobby or business.

Sources

Free weekly local-government grant list: if you work with or for a city, county or tribal government, Grant Radar, also from Web Asset House, is a free Monday email of up to ten Grants.gov opportunities open to local governments, each linked to the official listing. You confirm by email first, and every issue has a one-click unsubscribe. See federal grants closing in the next 45 days.

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